So if a shopper pays e.g. using VISA and you have a surcharge configured for VISA cards our software should just add it to the totals of the invoice? Do we need to show new total with the surcharge to the shopper before he hits “Pay” finally? Taking in account we will know his credit card type after it is entered so it seems to be adding an extra step to checkout.Sunil. K. Phakey commented
Banks and payment providers now charge a fixed amount or percentage to process Card payments.
As a web portal we should be able to pass these charges to the customer.
As an example Credit Card charges vary between 2 and 5 percent and Debit Card charges between 25 to 50pence per transaction.
The system will have to include some type of test to detect a Debit or Credit Card has been used.